IS NEW JERSEY READY FOR THE NEXT BIG STORM?

93% of voters want the state to invest in projects that reduce weather damage. This bipartisan support includes 97% of Democrats and 89% of Republicans.

NEW JERSEY CANNOT AFFORD TO WAIT

New Jersey’s communities are facing increasingly frequent and extreme weather, from flooding and severe storms to extreme heat – leaving a physical, social, and economic toll on communities across the state. Here’s what we know:

  • New Jersey has experienced 14 federal disaster declarations for severe weather since 2011, with every county experiencing at least five federal disaster declarations.
  • 1 in 4 public facilities in New Jersey are already at risk of flooding. By 2050, that number rises to more than 1 in 3. 
  • Rising flood risk threatens $435.9 billion in property value and $5.9 billion in annual tax revenue. 
  • 1.3 million residents will live in high flood-risk areas, half of whom are lower-income residents who may have fewer resources to rebuild or relocate.
  • 155 municipalities will have at least half of their public assets exposed to flood risk, and in 35 of those, 100% of public assets will be exposed by 2050. 
  • These costs get passed on to families through rising property taxes, higher insurance premiums, and growing utility bills.

New Jersey needs a resilient infrastructure bond to create dedicated, long-term funding that protects communities, homes, and public systems before the next storm hits. 

Senators Bob Smith, Raj Mukherji, and John F. McKeon have introduced legislation that would authorize $5 billion in bonds to finance clean water and resilient infrastructure projects across New Jersey.

Read about the Clean Water and Safe Communities Bond Act (SB4603) here>>

NJ Data Findings

TOOLS TO SEE WHAT'S AT STAKE in your community

ATLAS OF ACCOUNTABILITY: NJ

SEARCH YOUR COUNTY'S RISK

SEARCH YOUR CITY'S RISK

Insurance Is Disappearing Where It's Needed Most

A 2024 Senate Budget Committee investigation, analyzing data from two dozen insurance companies covering about 65% of the homeowners market, found that counties most exposed to climate hazards have the highest and fastest-growing non-renewal rates in the country. New Jersey is no exception.

Between 2018 and 2023, Cape May County’s non-renewal rate tripled, rising from 0.47% to 1.45%. Hudson, Ocean, and Atlantic counties saw some of the steepest increases statewide. Three NJ counties now rank among the top 100 nationally for insurance non-renewals. As insurers pull back, more families are left to carry the financial risk of flooding on their own.

3 in 4 New Jerseyans Worried About Damage from Extreme Weather

NJ Poll Results
77%
Worried about extreme weather damage
Only 7% of voters say they are not concerned at all
Rep
63%
Ind
75%
Dem
88%
93%
Want investments to reduce weather damage
Including strong majorities across every party
Rep
89%
Ind
91%
Dem
97%
76%
Support a $3 billion resilient infrastructure bond
Strong majorities across every party affiliation
Rep
64%
Ind
75%
Dem
86%

Across party lines, New Jersey voters support large-scale investment in resilient infrastructure, according to a survey by Rebuild by Design and Environmental Defense Fund, in partnership with Fairleigh Dickinson University. Read the poll results >>

$3 Billion Climate Resilience Bond CAN Support 26,000+ Jobs IN NJ

Impact $3 Billion Investment Scenario (Bond Act) $9 Billion Investment Scenario (Insurance Surcharge)
Without Leveraged Funds With Leveraged Funds Without Leveraged Funds With Leveraged Funds
Direct Spending (Millions) $3,000 $5,200 $9,000 $15,600
Direct Jobs 13,000 23,000 40,000 70,000
Indirect Jobs 4,000 6,000 11,000 19,000
Induced Jobs 8,000 15,000 25,000 45,000
Total Jobs 26,000 45,000 77,000 134,000

Source: AECOM Analysis. Notes: Multipliers are derived from EMSI for New Jersey from 2024. Job estimates are for those supported within New Jersey. Figures are rounded to nearest thousand. Totals may not add due to rounding. Direct, Indirect, and Induced Impacts are defined in Appendix C of the report.

A report by AECOM and Rebuild by Design, Understanding the Potential Economic Impacts of Climate Resilience Investment Scenarios in New Jersey, models two funding scenarios for state-level resilient infrastructure: $3 billion and $9 billion, invested across three categories:

  • 40% for Flood Risk Reduction and Restoration
  • 40% for Water Infrastructure
  • 20% for Climate Resilience, including grid modernization, energy efficiency upgrades, and nature-based solutions

A $3 billion investment could support 26,000 jobs; a $9 billion investment could support 77,000. With federal matching, those numbers grow to 45,000 and 134,000 jobs respectively, unlocking billions in additional spending. Beyond job creation, these investments would expand workforce development and support communities most impacted by climate change and economic inequality.

AN EXAMPLE NEXT DOOR: NEW YORK'S $4.2B ENVIRONMENTAL BOND ACT

In 2019, Rebuild by Design worked with a coalition of leaders across New York State In response to the coalition’s work, NY voters approved the $4.2 billion Environmental Bond Act in November 2022.

As of March 2026, NYS has allocated $1.9 billion to projects across the state.

The bond act funded: $1.1 billion for Restoration and Flood Risk Reduction; $650 million for Water Quality Improvement and Resilient Infrastructure; $650 million for Open Space Conservation and Recreation; $1.5 billion for Climate Change Mitigation; and $300 million for other projects.

EXPLORE MORE OF REBUILD BY DESIGN'S NEW JERSEY WORK

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Atlas of Disaster: New Jersey
Between 2011-2024, New Jersey experienced 14 climate disasters, leaving each of the state’s 21 counties with at least five disaster declarations. In 2012, Superstorm Sandy left ove…
NEW MEADOWLANDS
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RESILIENCE + THE BEACH
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BLUE DUNES – THE FUTURE OF COASTAL PROTECTION
Hurricane Sandy Rebuild by Design Competition. A finalist proposal to create an offshore barrier island chain centered on the NY/NJ harbor is called “The Blue Dunes” – blue indicat…
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